Moniepoint Incorporated, a global business payments and banking platform, was recently announced as QED Investors’ first African venture.
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become part of our growing community.
We are the partner of choice for over 600,000 businesses of all sizes. We power the dreams of SMBs and provide them with equal access to the tools they need to develop and scale.
Moniepoint Incorporated core values are:
Passion, resilience, courage and perseverance.
Who We Are:
Our mission is to create a society where everyone experiences financial happiness, and we’re committed to making this a reality, no matter where you are.
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We invite applications from interested and qualified candidates
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Job Specifications:
- Full Time
- Required Qualification: BA, BSC, or HND
- Location: Lagos, Nigeria
- Join this WhatsApp group to receive a prompt job update. Click HERE
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Introduction to the Position
Job Purpose
- As a Field Credit Officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products.
- You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due.
- As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan.
- You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities.
- Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration.
Job Responsibilities
- Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
- Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
- Review and approve (or decline) loan requests by thoroughly analyzing all the data available
- Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
- Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
- Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
- Perform all other credit related functions as may be assigned by a supervisor
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Experience and credentials:
Qualifications
- A minimum of an OND in any Business related discipline
- A minimum of 2 years experience in a sales role for credit products in a financial institution
- Demonstrable knowledge of credit risk analysis
- A good knowledge of financial analysis is an added advantage
- Must be resident in Zamfara State
Relevant Skills:
- Apt attention to details
- Proven simple/complex analytical skills
- Excellent communication, presentation and interpersonal skills
- Agility and perseverance
What We Can Offer You
- Culture -We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.
- Learning – We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
- Compensation – You’ll receive an attractive salary, pension, health insurance,, Employee Stock Options, annual bonus, plus other benefits.
What to expect in the hiring process
- A preliminary phone call with the recruiter
- An interview with the Hiring Team.
- An interview with a member of our Executive team.
Method of application:
Candidates that meet the requirements and are interested should click the BUTTON below to apply.
Deadline: Not Specified.
Join this WhatsApp Group to receive Prompt Updates
Are you in need of Scholarships? Check out this Fully Funded Ongoing Scholarship at Ifuture Connect